Navigating through insurance and financial assistance options for HIV can be a complex task. It's essential to understand that most insurance plans cover HIV testing and treatment, but the extent of coverage may vary. There are also various financial assistance programs available to help with medication costs and other expenses related to HIV care. It's crucial to carefully review your insurance policy and explore all options to ensure you're getting the most comprehensive coverage possible. Being educated about your rights and resources can greatly alleviate the financial burden of managing HIV.